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How Does it Work?

Choose the best option for you

Obtain your released equity in lump-sum amounts, instalments or both. On lifetime mortgages interest charges compound over time so you could end up owing a large portion of your home. However, many providers offer a 'no negative equity guarantee' meaning that you will never owe more than your property is worth once the property is sold following death or entering long term care.

Additional Income Stream

Use extra income towards home improvements, a dream holiday, or to boost pension income. Equity release may affect certain state benefits, like pension credits. Speaking to an advisor will help you decide whether equity release is the best option for you.

Right to remain in your home

If you release equity, you are still entitled to live in your home rent-free so you don't have to face the stress and costs of moving out.

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